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One of the biggest reasons that people share that they are unable to buy a home is the recent increase in down payment requirements. Historically, determining the conditions for payment of 15 to 20% were the norm. In recent years, however, consumers are accustomed to very little progress, and in many cases zero down options. [...]

When the real estate market cool down, inventory typically increases and the number of buyers decreases. Slower market conditions make it harder to sell homes, but some of the homes are still sold. So, why some homes receive offers and others are sitting on the market? The answer is very little to do with the [...]